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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 12:52:41

gerundino63

Posts: 1743
Joined: Jul. 11 2003
From: The Netherlands

RE: Instrument Insurance Anyone? (in reply to Guest)

Hi Rumbaking,

A few years ago I tried to get an instrument insured, so it exist, but the rules to pay me when it was lost, burned, stolen, where so much that it was in fact only insured in the house.
Not for instance in a car, left alone in a hotel room, on the street, etc etc.

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 13:27:26

John O.

Posts: 1723
Joined: Dec. 16 2005
From: Seeheim-Jugenheim, Germany

RE: Instrument Insurance Anyone? (in reply to Guest)

Indeed. I have my €3500 guitar insured, if stolen, broken, if it gets broken on a flight or even if I break it myself I get €3500 paid out - no matter where in the world it happens. I only pay just under €80 a year. Cheap and very much worth it.

I'm in Germany, there must be a similar insurance where you are.

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 13:29:05

ralexander

Posts: 797
Joined: Jun. 1 2010
From: Halifax, Nova Scotia

RE: Instrument Insurance Anyone? (in reply to Guest)

Hey Scott, check out these guys:

http://www.musicins.com/

I haven't yet opened a policy with them, but I have heard lots of good things about them. Worth looking into IMO.

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 13:35:09

rombsix

Posts: 7815
Joined: Jan. 11 2006
From: Beirut, Lebanon

RE: Instrument Insurance Anyone? (in reply to John O.)

quote:

or even if I break it myself

Quick way to make a buck if you don't have the time to find someone to BUY your guitar (in case you need fast cash).

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Ramzi

http://www.youtube.com/rombsix

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 16:11:45

James Ashley Mayer

Posts: 115
Joined: Jul. 7 2003
From: Portland, Oregon

RE: Instrument Insurance Anyone? (in reply to ralexander)

quote:

ORIGINAL: ralexander

Hey Scott, check out these guys:

http://www.musicins.com/

I haven't yet opened a policy with them, but I have heard lots of good things about them. Worth looking into IMO.

I've had a policy with Heritage (Traveler's) for the last five years. I got it when I was about to go on tour with a rock band and my gear was being used by my bandmates. Our uHaul trailer was stolen in San Francisco and I provided the Heritage with a police report the next day. About three weeks later, I got a check. No hassle at all. My policy insures up to 25k, I think (I have about 23k insured) and runs around $300 a year. It covers theft regardless of where the theft occurs. It also covers damages if you drop your guitar on stage, for example.

I've got everything covered, from instruments to Monster cables to microphones. The only items that they won't insure are laptops and recording software.

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 16:18:21

sig

Posts: 296
Joined: Nov. 7 2007
From: Wisconsin

RE: Instrument Insurance Anyone? (in reply to Guest)

Rumbaking,
I'm actually in the insurance business and the correct way to insure your instruments is through a "musical instrument schedule" on your homeowners or renters policy. Typically they will cover your instruments at a replacement cost or agreed value with no deductible. The only caveat is that some insurers may not allow for professional use and some others might surcharge for professional use. I have my guitars scheduled so I don't have to worry at a gig about someone stepping on it or getting it stolen; well actually I worry about that but at least I know I have some coverage in the event a disaster occurs.

I would highly recommend anyone with an expensive or rare instrument to have it scheduled as the basic home policy gives little or no coverage and only on named perils...
Sig--

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 16:30:37

El Kiko

Posts: 2697
Joined: Jun. 7 2010
From: The South Ireland

RE: Instrument Insurance Anyone? (in reply to Guest)

quote:

Quick way to make a buck if you don't have the time to find someone to BUY

Could you do it , rombsix ?? really ?.. a lovely 1A flamenco , something you have lived with, learned with ......then you get a hammer and.............**&*^% insurance

Could you do it , rombsix ?? really ?..

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 17:31:46

odinz

Posts: 407
Joined: May 26 2010
From: Sarpsborg,Norway

RE: Instrument Insurance Anyone? (in reply to El Kiko)

evil

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 17:33:24

Paul Magnussen

Posts: 1805
Joined: Nov. 8 2010
From: London (living in the Bay Area)

RE: Instrument Insurance Anyone? (in reply to El Kiko)

quote:

Could you do it , rombsix ?? really ?

I don't believe it.

This is from the recent obituary of the lutenist James Tyler:

'He composed and arranged music for four productions of a BBC television cycle of Shakespeare plays, including Romeo and Juliet, and Henry VIII. He can also be heard – and seen – in the film Mary, Queen of Scots (1971), for which one of his off-screen duties was to instruct Glenda Jackson, as Elizabeth I, in the art of smashing lutes, in this instance over the head of Daniel Massey, playing Robert Dudley, Earl of Leicester. Jim recounted how the prop man wheeled in 10 historically accurate balsa lutes, most of which were destroyed in the interest of securing the perfect take.'.

Elizabeth I was a skilled lutenist. Could she really have brought herself to smash a beautiful lute of Leicester's head? I say, No way: just Hollywood being stupid again,

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 18:00:33

rombsix

Posts: 7815
Joined: Jan. 11 2006
From: Beirut, Lebanon

RE: Instrument Insurance Anyone? (in reply to El Kiko)

quote:

Could you do it , rombsix ?? really ?.. a lovely 1A flamenco , something you have lived with, learned with ......then you get a hammer and.............**&*^% insurance

Could you do it , rombsix ?? really ?..

No way, man! I was joking... My friends HATE me because I never let them play my guitar. And if they catch me off guard and take it to try it out, they find I am hovering all around them to make sure they don't accidentally hit it against a chair or wall or something...

I'm happy to say my Ramirez R1 (albeit classical) is still probably in mint condition ever since I bought it seven years ago. I just can't deal with people that smash their guitar up all over the place and say they don't care, because it still sounds good.

Cheers!

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http://www.youtube.com/rombsix

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 18:18:39

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 12 2011 21:26:35

rombsix

Posts: 7815
Joined: Jan. 11 2006
From: Beirut, Lebanon

RE: Instrument Insurance Anyone? (in reply to Guest)

quote:

I really really wish you had a real Flamenco guitar. I think we should start a post and all pitch in to get Ramzi a real Flamenco guitar.....maybe that Francisco Navarro going for $700?......

Well that would be a treat ... Perhaps Kudo could pitch in?

I am HOPING to get a decent flamenco guitar by the end of this year / early next year...

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Ramzi

http://www.youtube.com/rombsix

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 13 2011 13:58:31

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REPORT THIS POST AS INAPPROPRIATE | Date Apr. 13 2011 14:04:01

rombsix

Posts: 7815
Joined: Jan. 11 2006
From: Beirut, Lebanon

RE: Instrument Insurance Anyone? (in reply to Guest)

quote:

What guitar do you have in mind?

I'm thinking of a Culpepper...

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http://www.youtube.com/rombsix

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 13 2011 14:35:54

alaskaal

Posts: 51
Joined: Jan. 10 2005
From: Chugiak, Alaska

RE: Instrument Insurance Anyone? (in reply to Guest)

This is the company that I use. I insure all of my instruments, sound reinforcement gear, and studio stuff as well.

https://www.musicproinsurance.com/default.aspx

Al

REPORT THIS POST AS INAPPROPRIATE | Date Apr. 13 2011 21:47:25

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