z6 -> RE: New Dimensions, New Times (Jan. 25 2014 9:57:17)
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For me, the sign of an evolved society is free healthcare and education for all. /rant It's the least we can, communally, expect and offer, as we are all robbed by governments. But bloated government and expensive wars take precedence. (And let's face it. The National Heath service is the number one killer in the UK. Just as the Catholic church, is, as it has always been, the number one paedophile ring. But nobody (with the power to act) cares. These people walk free. A monstrous, astronomically rich men's club with a history of naught but misery and evil. But on they go. I watched a PR Cardinal, an American guy on telly, actually moaning and whining as people were 'picking on the church'. I have no religion but I 'pray' a hell exists for these people to burn in.) In the UK the tennancy laws caused the banking madness (with many other things but the market needed, above all, demand, a final end place). Creating money needs an outlet so let's allow everyone to borrow anything. Is there a single public employee, in the UK, who is not also a landlord? It's the Highland clearances in slow step-time. The same nitwits who oversaw (helped to cause) the global crisis were put in charge of solving things but until the UK allows good tenants tenure, then nothing can be solved. The government are still pouring debt down the throats of the poor with their 'help to get on the ladder'. If one pays one's rent, on time, in the UK, the landlord can send the baliffs or sheriffs round to evict families. However, if a tenant does not pay rent they have the full protection of the law as precedence was set when a judge decided that eviction was too much of a punishment for late rent payment (and he's right but what about the people being punished for being good tenants but the landlord wants to 'flip'?) It is all, officially, upside down. So, the best tenants are the ones who never worked but receive state support so that the people who work for the state can all be landlords. The few remaining 'workers' foot the bill. There is even now a campaign to force landlords to allow 'longer leases' for families. Thus ensuring, by their good deeds, that landlords will, in future, not even rent to families. If there is one advantage (and for sure in any other circtumstance it could hardly be described as such) that Spain has in this mess is that it has already had its housing crash. This is no comfort to people trapped within but the genral economy can, theorietically, recover as it has a real thing to recover from. (Although any recovery, we can all be assured, will be mishandled and bungled and corrupted by the politicians and their banker buddies.) In the UK property prices are still in the stratosphere. When interests rates head north (and being almost zero there is only one place to go) the property bubble will finally burst. Most frightening is the current profileration, in the UK, of loan sharking at rates of 5,000% pa, or more. The only sound from the authorities is that lenders should make sure that borrowers can pay, before they lend. Nothing at all about capping these monstrous interest rates. (Try missing a few paymnets on even the smallest amounts, at those rates and watch the power of compound interest turn a payday loan into a number fit for measuring the distance of a star.) Companies, landlords, utilities, politicians; we need laws to protect us from them, their whims. Social responsibility must be introduced. A property market where one can rent one's property is fine. But one cannot be permitted to evict people, who take care of the property and pay on time. With tenure, the property bubbles become short of a couple of million landlords who can't live with the idea that their tenant might live for years before they leave or die. /endrant
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